Sometimes surge protectors don't help. About fifteen years ago the local electric utility in my ex-wife's home town replaced a transformer in one neighborhood. Somehow, it was never explained to me, they wired it wrong, and instead of putting out the correct local intermediate voltage (If I remember correctly usually around 1300 volts) it put out double that voltage. So all the individual house transformers on that feed did what they were designed to do and stepped down the voltage, but in this case their output was 240/480 instead of 120/240. You can imagine the results, every electrical device turned on at the time gave up the ghost. They laid out quite a lot of money replacing bulbs, stereos, TVs, refrigerator motors, furnace motors, etc. I'm not even sure a line conditioner would have helped in this situation.
Granted, this is a rare occurrence, but it does happen more often than most people think. There is a daily internet blog called 'The Daily Shark' where IT professionals send in stories about strange, wondrous, stupid and foolish happenings in the world of data processing. I can call to mind at least three entries in the last couple years where an electrician either wired a circuit wrong, or a device was plugged into the wrong outlet, with the expected results.
But yes, surge suppressors are a good idea for any electronic device worth more than a few dollars. They are cheap protection for your equipment.