I know I'm late to the show, but this nation wasn't founded under ANY religion. End of story, and not even an argument.
Chauncey, you hush. You know me. 😄
Well, since you commanded me instead of asking …..
Oh, what the Heaven. 🤐
I know I'm late to the show, but this nation wasn't founded under ANY religion. End of story, and not even an argument.
Chauncey, you hush. You know me. 😄
You asked two questions. I answered them with the best of my ability and sans advice. You're welcome.Everyone has their own unique situation. If you were given 6 months to live years ago and and you're sill around would you be thinking about retirement much? Or if you were a waitress and needed that extra tip money to pay the rent? We all have our own things going on.
This isn't an argument, just a discussion. We don't have to agree and if we disagree, not a big deal.You asked two questions. I answered them with the best of my ability and sans advice. You're welcome.
Right? Well keep giving all our money to Ukraine and everywhere else in the world. And billion dollar defense programs that end up not working... Oh yea all the other vultures too who I won't name here. It's the path we are going down. Why pay for our own citizen's retirements who paid into the program their entire lives. Seems like we need to keep giving more money away.Newsletter email I received today from Social Security Administration:
A new memorandum providing the estimated actuarial effect on the financial status of the OASDI program from a legislative proposal is now available on the Office of the Chief Actuary's website (https://www.ssa.gov/oact/solvency/index.html):
- September 5, 2023 - Estimate of the Financial Effects on the Social Security Trust Funds of the "Equal Treatment of Public Servants Act of 2023," introduced on September 5, 2023 by Representative Jodey Arrington
How does anyone know if they'll ever be able to "retire" though? If they live to that age even.
I know I'm late to the show, but this nation wasn't founded under ANY religion. End of story, and not even an argument.
It's all single mom's looking for a walking wallet and broken damaged beyond repair women. I would never online date. And they're always trying to hide their figures. If they weigh more than me.. and have kids.. why would I be interested in paying for some neck tattoo's screw ups who's in prison now. Plus I'd have to deal with him when he gets out. Doesn't seem like I want to deal with all of her screw ups and then pay for them on top of it. We all have enough problems of our own these days than to take on someone else's as well. There's a single mom epidemic out there these days and you can certainly see it on Match or pretty much any "dating" site.
I would never online date.
There's a single mom epidemic out there these days and you can certainly see it on Match or pretty much any "dating" site.
Last woman I took on a "real" date was back in 2008 to see Iron Man.
1) I get the house free and clear. Based on the fair value of the services I've provided, I earned it. I saved enough to live comfortably without working if I own the house free and clear, so I won't be asking my siblings for any money.
2) I split my mother's other assets evenly between both of them. My mother is far from rich, but being that my siblings bought their homes a while back, this would be sufficient for both of them to retire with paid-for houses, perhaps with some money left over.
3) My brother has a few classic cars. He can have use of my driveway and the garage as an acknowledgement that he did a bit more than my sister.
My siblings can't help me much. Both work. Neither can mind her at their place so I could have occasional week or two breaks. We can't afford any kind of help.
However the religious police in IS get my respect and I can think of some current and former cops that are decent people. I couldn't see wanting to enforce laws that are unjust or being worse than who you arrest.
There are many attractive professional women on those sites. Women like that are more than happy to engage with decent, well spoken men who take care of themselves. If you are not attracting the women you are interested in, then you need to step up your game.
Have you visited a nursing home?Sounds like there is more than enough assets / money in your mother's name for her to be in a nice care home getting good care 24/7, with current interest rates where they are, not even drawing hard on the principle.
Not at $500+ a day, which is what these places cost. A lot of my mom's assets would be heavily taxed if they were cashed in now, being that they appreciated substantially since they were bought. If my siblings inherit them, the basis is stepped up upon my mother's death, so no tax if they cash them in right away. I figured her assets, once you account for the taxes, would pay for less than a year in a care home. Once the money runs out, she's back home with me since she still wouldn't qualify for Medicaid due to her income being over the limit. So what's the point? Blow all her money so I get a lousy less than one year break? There are no nice care homes, either. There might be a few passable ones, instead of terrible, but these are not places anyone should spend their last days in.Sounds like there is more than enough assets / money in your mother's name for her to be in a nice care home getting good care 24/7, with current interest rates where they are, not even drawing hard on the principle.
I'd say it's probably THE hardest thing, especially from an emotional standpoint. But I promised my mother many years ago, before she even got like this, that I wouldn't put her in one of those places. Besides being awful, they suck up a assets that took people a lifetime to accumulate in a matter of months or years.Have you visited a nursing home?
Philosphically jtr and I are polar opposites in many respects, but I have mad respect for the guy for taking care of his sick mom. In the end he will have so much inner peace for making the huge sacrifice. It's likely one of the hardest things a person can do yet in the end it was worth it.
You did the right thing, even though it was a sacrifice. In the end, when my mom goes, whether it's this year, or 5 years down the road, I'll be at peace knowing I did the right thing. Sure, I'll feel relieved to finally get some semblance of life back, but I won't regret what I had to do to keep her out of those horrible places.I moved back in with my pop at 40. My brothers had taken their turn for a while but eventually he needed round the clock help. I was single and it was my turn. Not trying to make this about me. Just saying the experience in the end made me a better person. When he passed I felt guilty for feeling relieved. But I knew he was better off and had not been stuck in some nursing home. Those places remove what little joy in life remains for those who clothed and fed us when we were unable. The least I could do was make sure his last days on earth were lived in the space he had worked his @$$ off to pay for. And that is what jtr is doing. I tip my hat to the guy.
That may well be the case, but most of these women won't even consider a guy unless they're making well into the six figures, regardless of how educated or well-spoken they are.There are many attractive professional women on those sites. Women like that are more than happy to engage with decent, well spoken men who take care of themselves.
The weird thing is the types I like would most likely find it pretentious. FWIW, I don't like women in fancy clothing, either. I hate heels and dresses. I like them in casual clothing, but not sloppy. Think maybe the way your typical college girl dresses.Never underestimate the impact a tux or expensive suit has on a woman.
Average in NYC area now is about $435 a day.I used to work in a nursing hove, it was a high end private home, that cost about 5k a month. I looked and felt more like a hotel, than a nursing home, actually you would not think it was a NH unless you knew it was. except for 1 floor, where folks with Alzheimer live, that floor is on constant lock down, you need code for elevators to even come to that floor, and keys for staircases. Never seen a 500 a day NH but it has to be way better than the one I worked for. 5k a month buys you a basically a hotel room, all food you can eat, all the freedom you can handle, with 24/7 medical pros on site. that is in NYC. i can't even imagine what 500 a day would be like, an all inclusive resort. But as good as it is I would not send my parents there, they, otoh, may chose that over living with us thou.
However i left it almost 20 years ago, it may be 10k a month now, but still not 500 a day.
this is the NH I used to work for.
Room Type | Minimum Cost | Average Cost | Maximum Cost |
---|---|---|---|
1 Bedroom | $3,800 | $5,270 | $6,700 |
Semi-Private | $1,800 | $2,855 | $3,900 |
Studio | $2,500 | $3,670 | $4,900 |