Power Me Up
Enlightened
Battery chargers built into UPS units do not have to comply with this requirement because the battery is intended to be enclosed within the equipment and not accessible to touch.
That may be true in general, but as far as I recall, the APC units are designed for the end user to be able to replace the battery - while the unit is still connected to the mains and supplying power to the load. I'd be very surprised if the battery terminals in the APC units weren't well isolated from the mains.
Obviously, the unit isn't going to act as a UPS whilst there are no batteries connected, but it does save having to power down the load to be able to swap out the batteries.