On the other hand, all those products have built-in power management, designed by an engineer or team of engineers who likely have advanced degrees in this area, and whose professional career is around power management -- these people have gone to school for years and feed their family based on their rare expertise on the topic. And even then, things go wrong, laptops occasionally do catch on fire, etc. With a loose 18650 in a flashlight, nearly all of that professional expertise is replaced by you and I. I'm also not worried about the power lines in my backyard, though in a million years I would not handle them in any way, I let the professionals do that; I'm VERY SERIOUS about safety aspects even when merely dealing with the relatively lower-power outlets in my house. Okay, not a perfect analogy, but you get the point here.
Whichever way you look at it , all the Laptops , Mobile Phones and Cameras that use Li-Ion batteries or cells rely on a couple of chips to keep them safe ... None of these chips are 100% perfect ... It just isn't possible to guarantee this , consequently any that do fail will hit the headlines.
We , on the other hand , must rely on our own personal judgement and experience to keep ourselves and our property safe when charging Li-Ions ... I have my own safety methods as do most other regular users of Li-Ions ... I won't bore anyone with details of how I use my 6000 count Fluke , my 5.0002V reference or my infra-red digital thermometer or even the finger (temperature) test ... Any help in preventing (or lessening) the chance of a problem is worth using ... This is why I went for Panasonic protected Li-Ion cells ... The protection circuit won't prevent a problem such as an internal short-circuit on the cell , but should help with an external short or an overcharging or overdischarging problem (hopefully).
I never did have any problems with unprotected Li-Ions , but since all my torches will take a protected version then this is what I will use in future.
God willing , my methods will keep "me and mine" safe ... If I thought that there was a really significant risk with Li-Ions then I would stick with Eneloop cells ... I have , however , stopped using Li-Ions in multi-cell torches ... My Maglite 2D (Fusion 36) is now running on six Eneloop AA's instead of two 18650's ... My Wifes 2C (Fusion 36) is now on two alkaline C-cells rather than the two 18500's ... Both are actually working very well , though I haven't checked how long the batteries last for.
As a matter of interest , I worked for over 30 years with 400,000V and 275,000V systems , on protection and communication equipment ... One thing I learnt (whilst watching a colleague) is not to open-circuit the earth on the bottom of a VT on a live 400,000V circuit ... The expensive carrier-frequency test equipment was well and truly frazzled , but luckily the only other thing that was damaged was my colleagues pride.
Be Vigilant !
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