Sorry, I can't agree about "most humans can't safely operate [a motor vehicle]."
That's an incredibly general statement. That's your belief. And that's perfectly fine. Mine is that they can, but that many don't take driving seriously. It's not a question of physical or mental limitations. Such as hand / eye coordination, or being tall enough to reach the pedals. Some of us take driving seriously. Others have way the wrong mindset / attitude. The ones who text & drive, for example. Or those who eat & drive. Apply make-up while driving. Shave while driving . . .
Problem isn't their ability at all, it's their wrong-headed mentality.
All the examples you gave fall into the category of "lacking judgement". No amount of training can probably fix that, especially when far too many people regard their car as an extension of their living room. There was actually a time when driving was taken seriously and most drivers took pride in being able to drive well. That was before we as a society decided it was a good idea to make driving nearly universal. Whenever you make anything universal, the end result is that it's dumbed down.
Also, a growing number of people are either on drugs or just physically older. In both cases, the resulting increase in reflex time definitely impairs safety. Regardless, the numbers speak for themselves. I don't care even if a majority
can drive safely if they applied themselves. Fact is they don't, and I'm only seeing things getting worse. For example, this year there was actually an increase in the number of pedestrian/cyclist injuries in NYC at the hands of motor vehicles.
The main issue once again is money. The insurance industry isn't going to give up their legalized racket that allows them to figuratively print money. No way are they going to make as much money insuring the various car-makers for self-driven vehicles as they would the sheer staggering number of private civilians who need to drive in order to get to work. No way are the various car brands going to have their profit margins greatly reduced by having to buy a new type of insurance for self-driven cars. Then, there are the enviromentalists who will also be petitioning Congress. After all, they're not going to support a ton of self-driven cars clogging up the highways when each of those car owners could be "self-driven" on a public bus along with a ton of other such car owners.
So that's at least 3 huge groups that will flood Congress with lobbyists. All lobbying against self-driven cars. Also, in the incredibly unlikely event that these groups are ignored. After the very first malfunction of a self-driven car in which a person gets killed, that's it! They're getting yanked off the roads.
I think you're wrong here. First off, the insurance industry isn't particularly well-liked. Do you really think they'll have much luck getting self-driven cars banned solely on the basis that it will affect their profit margins? No lawmaker who wants to get reelected is going to vote in favor of the insurance industry, no matter how much they get in campaign contributions. Look what happened with SOPA. Despite all the lobbying, the will of the general public prevailed. Remember also that the only reason the insurance industry makes these massive profits is because we have laws requiring auto insurance. Those laws could be repealed at any time, self-driven cars or not. In fact, on many levels I feel people would drive better if they were personally liable.
Second, my educated guess is the resulting liability to the automakers for self-driven vehicles will be so low that they'll include it in their expenses rather than have insurance for it. A dozen deaths a year at a few million each is peanuts to any automaker. I'm also sure after a few years the system would be refined to the point of near zero accidents. It's really not hard to safely drive a car by computer so long as all the other cars are also driven by computer. If there were any issues, they would most likely occur during the time when you had a mix of human and computer controlled vehicles on the same roads. Once everything is automated, the path any vehicle takes would be boringly predictable.
Third, why would environmentalists or other like-minded groups lobby against self-driven cars when the alternative is human-driven cars which use more energy, then use yet more resources when they cause carnage? All those collisions mean emergency vehicles use huge amounts of fuel getting victims to hospitals. And what about the huge amounts of fuel burned by highway patrol (which is yet another expensive thing robocars will do away with)? Sure, a self-driven bus might be better, but I'm not seeing why environmentalists would lobby against something which will only save lives and energy. If anything, environmentalists will tend to lobby against roads, period, in favor of rail. In fact, many are already doing exactly that.
I'm really having trouble though with the last statement. We're not a society that just gives up. You really think the very first malfunction of a self-driven car will cause all of them to be yanked? Heck, a while back a laptop battery exploded and killed someone. Nobody suggested pulling everything with lithium-ion batteries off the shelves. Like I said, I honestly feel sooner or later there will be more liability issues if we don't take the human out of the loop. Humans are actually great at creative tasks. Here I feel no machine can ever replace us. For rout, repetitive tasks like driving or assembling parts, machines can do the same job far faster and better and safer than humans ever could.