They don't care how you use the gift option. With the sheer amount of scams by the use of it, they should have regulated it by now. The only reason the gift option is there is so Paypal can be relieved of charge-backs. Back in the day Paypal used to be free as long has you didn't go over a limit of transactions a month, but due to charge backs , they moved everyone to a "premier/business" accounts, charge the operating fee and created the gift/friends and family option. Send all the money you want for free, but we dont take responsibility for the transaction.