jtr1962 I can understand as to the concerns over civil liability however again there is absolutely nothing more important in my world than my own life and the life of my family. I could be flat broke eating dead crickets and cigarette butts off the street and I would still be happy to be alive. If I lost everything tomorrow each day I live after is a day that I would cherish. Material wealth and possessions come and go and I hold none of mine to be so important that I would give up my life if I lost them.
Happiness is truly a state of mind and this is the United States of America and in this country there are ways to get by. Sure they are not comfortable, they are not glamorous, and it may be embarrassing however I know drug addicts on the streets that have absolutely nothing and they get by. You may have to move to a different state or may even have to downsize and give up everything however it is possible to survive. The city I was in for 22 years had all kinds of programs for people. Yes you can eat 3 meals a day and have shelter however you have to put up with shelter food and shelter people yet again it can be done. I know that in your State there are thousands on the street without a single dime yet they find a way to eat and survive daily.
Most on the street do not utilize the programs because you have to have good behavior and not use drugs or show up drunk. So many stay drunk all day and scream about how they have been forgotten and left behind. No they have not there are options however again they come with restrictions and the need to learn to live with very little.....again embarrassing and uncomfortable however you will not just die of hunger in the U.S. if you can learn to live with much less than you do now.
Just last month I assisted a man in his 50s and he had absolutely not a single dime to his name. He had been a lifelong addict and suffered a stroke. The stroke was horrible however it did result in him getting off drugs. His story was pretty sad and when I encountered him he had a plastic bag with a half a bottle of Dr. Pepper and a bag of potato chips. This was his sole possessions other than the clothes he had on. He said he never had children and his wife had died from an overdose years earlier.
He had been wandering around from town to town and living off what strangers would give him. The one thing I admired in this man was obviously his life was pure hell however he never once thought of just ending it all. Yes he made a lifetime of poor decisions and may continue to do so yet he is strong enough to just keep going. In spite of it all he still appreciates every day he has left. I transported him to a shelter and have no idea what happened after I left. He did seem to be happy to have a place to rest and a meal....even if it was in a stinky shelter in a stinky town he was glad to be alive.
I consider you to be a friend here and sometimes your friends may say things that make you angry. Please do not take this the wrong way however in spite of your recent problems you are way ahead of that man dealing with a stroke and his only belongings being a bag of chips and a drink. I know your story and honestly you are placing all types of excuses in the way of just living. Your life has obviously changed quickly and it is hard to adapt yet again it can be done. Life is a gift and I will not tell you what to do with yours however as a friend I will tell you that brother there are literally thousands in this country that are way worse than you. Thousands that do not have half of what you have remaining and yet they still appreciate life and move on. For me personally there is not a single item I own nor any amount of lost money that is worth my life. If you take the time to look around you perhaps you will eventually feel the same.
Thank you for this post. I also consider you a friend and I accept what you said here in that spirit. I'm not giving up any time soon. I realize many are living in far worse situations than myself, even if for many those situations are the result of a lifelong string of bad decisions. At times I've given money to such people, hoping it'll be used for food, not more drugs or alcohol.
Lately I've thought of a girl I crossed paths with at Penn Station when commuting to college. Her parents had kicked her out. No reason. She was a good student, didn't do drugs. She just turned 18. Her parents told her they no longer wished to support her. That was it. Take your things and leave. She had even wanted to go to college like me. I thought of the different worlds we lived in, how lucky I was despite some issues I was going through, like having my heart broken the year before. These problems were nothing compared to hers. My parents gave me a few dollars each day to eat. I ended up giving this to her whenever I saw her. I figured she needed it more than me. I never found out what happened to her. The next year I looked for her but she was gone. I hope someone who could help her took pity on her and took her in.
Life is still not bad for me. There was recently a new project which will help, plus I'm trying some market timing in my Roth IRA which so far is looking very promising. I never did this before. I wish I tried it years ago. Lots of fun actually trying to buy at the bottom and sell at the top.
The idea is to have multiple paths forward so if any one fails there is still hope. If the cryptocurrency ICO doesn't do well then what I'm doing now in my Roth IRA has a good shot at working, albeit over a longer time frame of perhaps a few years. The new project will hopefully give me enough liquidity to pay my bills. There's also a chance my friend will be able to access the money we both lost in the crypto scam soon. She's going through hard times, too. She had to sell everything of value she owns to raise money to pay for getting our money back. Sometimes she didn't eat for a few days. Now she just started a new job because she ran out of things to sell. Maybe we'll finally meet in person sometime this year.
Personally I think it's harder to adapt when you've had a lot but suddenly lose it, versus never having all that much. Paying bills was never a problem. Now I'm going month by month figuring it out. Hopefully this gets a little easier once some income starts coming in.
Yours is a voice of compassion in a country which sadly seems more and more devoid of this. I think that's affecting me as well. I long for the days when people cared more about each other and were less judgmental.
I know I'll get through this, perhaps end up better off than before. For all my life I've always thought of planning against worst case scenarios. This is the first time though I've actually needed these backup plans to work. Wish me luck.